Retirement Planning

The rules that govern the range of retirement planning options are incredibly complex. Once you have made the decision to contribute towards your retirement, it is important to seek specialist advice on those rules, so that you can be provided with the most suitable retirement structure.

Retirement Lifecycle

How much you should be saving will depend on your requirements at retirement. The greater the contributions and the earlier they begin, the greater the investment value at retirement. This is not only due to the fact that more contributions are made, but also due to the power of compounding.

Four Step Process

  1. Set your retirement goals
  2. Review your current pension
    arrangements
  3. Establish a plan that can
    achieve your retirement goals
  4. Review your plan annually to
    ensure that your are on track

How we can help

  • Review your current pension arrangements
  • Consolidate your pension arrangements into a
    single pension, making it much easier to manage
  • Strategise your saving plan so that it meets your
    retirement income requirement
  • Establish a tailored strategy most suitable to
    your age and risk tolerance
  • Determine the best retirement options for you:
    Annuities or Flexible Drawdown
  • Maximising tax efficiency and pension
    contribution reliefs
  • Determine the best pension structure for you
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