Private Client Services
At Asquire Wealth Management, the services that we offer are specifically tailored to the individual circumstances of our clients.
Our advisors look to fully understand client requirements before offering any advice. That way our clients can rest assured that any advice offered to them will be relevant to them.
Investments
A significant proportion of our clients had little understanding of the risks they were facing within their investment portfolios or the fees that they were paying when they first spoke to us. At Asquire we will ensure that you are fully aware of both the risks and the fees of the investment portfolio we will structure for you.
We are able to provide our clients with privileged access to sophisticated financial products at institutional rates not normally available in the retail marketplace.
We also look to add value by investing your money in the most tax-efficient way possible. We believe the tax-efficient management of your assets is of vital importance as lowering your tax liability also lowers the investment risk you need to take to achieve your goals.
Our clients benefit from privileged access to sophisticated funds on institutional terms not normally available to retail investors.
We offer a wide range of advice that cover:
- Investment Funds
- ISAs
- Tax Efficient Investments
- Offshore Investing
- Sophisticated Investments
- Trusts
Retirement Planning
It’s never too soon to plan for your retirement. Although the government will provide everyone who qualifies with a state pension, this is unlikely to provide an adequate income, so making your own arrangements is essential.
The most popular form for retirement saving is the pension (either a workplace pension or a personal pension). Other ways you might save for retirement include ISAs, and property, but however you choose to save it is essential to have a proper plan in place.
How We Can Help
At Asquire Wealth Management we will work closely with you to fully understand your current position and establish your needs. We can then put a plan in place, so that you know in advance that your retirement fund is on course to deliver the income you will need to support your lifestyle in the years to come.
Perhaps you require assistance with a specific pension problem, or want a full review of all your schemes with a view to consolidating. Maybe you are unhappy with how your pension has performed, or you would like more control over investment decisions. Whatever you need, we are here to help.
At Asquire, we advise on all types of pensions including:
- Personal Pensions, SIPPs, WRAP, RACs
- Company Pensions, GPPs, SSASs and Group Money Purchase
- Review and Transfer Advice (including Final Salary schemes)
- Retirement Analysis and Forecasting (including pensions in divorce cases)
- At-Retirement Planning, Annuities, Capped and Flexible Drawdown
Once we have established the right structure, we will provide you with an ongoing programme of regular reviews designed to help you build and develop your wealth.
Tax Efficient Investing
Tax-efficient investing is a top priority for people looking to put money aside, either for their future or to generate an income. The goal is to reduce the amount of tax you pay and perhaps generate a tax-free return.
Where required we work with select partner firms to provide key advice on tax planning, in order to find the best possible co-ordinated solution for you. There may require either a simple overhaul or more complex tax re-structuring.
We will work with you to carefully organise your tax affairs in a tax-efficient manner. As with any aspect of financial planning, it is essential to build a detailed picture of your current position, both in terms of asset base and past, present and likely future tax liabilities.
We look to implement statutory allowances that have emerged from government introduced tax legislation. Where government has created and implemented legislation to support certain types of investment, there are very potent advantages for investors, including some where the tax relief can be up to 50% of the amount invested. In addition these investments can provide significant risk mitigation.
We offer a wide range of tax advice that covers:
- Enterprise Investment Schemes (EIS)
- Venture Capital Trusts (VCT)
- Seed Enterprise Investment Schemes (SEIS)
- Business Premises Renovation Allowances (BPRA)
- Private Investment that makes use of capital allowances
Insurance & Protection
Insurance is a vital part of any sound financial plan. You must ensure that you have protection for those that depend on you should the worst happen. A significant proportion of the population does not have adequate protection against critical illness, accident, unemployment or death. Just as many do not have adequate protection against events that can lead to large unforeseen costs, such as property damage. At Asquire Wealth Management, we know that providing a safety net can really make a difference when faced with those unforeseen events.
Products
By sourcing the most appropriate and cost-effective insurance solutions available we look to ensure that benefits will be paid without delay and in the most tax efficient manner.
We also provide advice on Private Medical cover, offering advice to both companies and individuals, together with annual medical insurance reviews.
Our protection services include:
- Life cover
- Critical illness cover
- Mortgage protection
- Family protection
- Private Medical Insurance
- Inheritance Tax Cover
- Key Man and Shareholder Cover